Ohio Truck Insurance for Owner-Operators & Fleets
Ohio is one of the most critical freight crossroads in the United States — I-70, I-71, I-75, and I-80 converge here, connecting the East Coast, the Midwest, and the South. Fifty Bridges helps Ohio owner-operators and trucking companies get affordable, FMCSA-compliant commercial truck insurance with same-day quotes from carriers who know Midwest trucking risk.
Whether you operate out of Columbus, Cleveland, Cincinnati, Toledo, or anywhere across Ohio, we build a coverage program that meets your compliance requirements and your budget.
Ohio Truck Insurance Requirements
Ohio for-hire carriers must comply with both FMCSA federal requirements and Ohio-specific regulations enforced by the Public Utilities Commission of Ohio (PUCO):
- $750,000 minimum liability for most interstate carriers (FMCSA) hauling non-hazmat freight over 10,001 lbs
- Ohio intrastate for-hire carriers must file proof of insurance with the PUCO
- BMC-91 filing required for active MC authority
- Motor truck cargo insurance required by most Ohio freight brokers and shippers
- Hazmat carriers require $1,000,000 or more depending on commodity type
Coverage Options for Ohio Truck Drivers
- Primary auto liability — FMCSA and Ohio PUCO compliant
- Motor truck cargo insurance — dry van, flatbed, reefer, tanker
- Physical damage coverage for trucks and trailers
- General liability insurance
- Non-trucking liability (bobtail)
- Occupational accident insurance
Coverage is customized based on your Ohio routes, cargo types, and whether you operate intrastate, interstate, or both.
Why Ohio Truckers Choose Fifty Bridges
- Licensed in Ohio — OH Insurance License #1726888
- Experience with I-70/I-75/I-80 corridor and Midwest freight risk
- Carriers who write Ohio trucking business competitively
- Fast quotes and same-day certificates
- Specialists in new authority setup and PUCO compliance
- Ongoing renewal and compliance support
Other States We Cover
Ohio truckers frequently cross into Pennsylvania, Indiana, Illinois, and neighboring states. See our 17-state guide.
Get Your Ohio Truck Insurance Quote Today
Fast, competitive coverage for Ohio owner-operators and fleets — from Columbus to the state line.